September Market Commentary: Staying the Course Amid Change

As summer turns to fall, the pace of the year seems to move faster and faster. Just like flipping the calendar page, markets continue to shift and evolve—sometimes in ways that feel just as quick. In this month’s Market Commentary, Brad Gotto, Founder and CEO of Fiat Wealth Management, sat down once again with Tim Holland, Chief Investment Officer at Orion/Town Square, to unpack what’s happening in the markets and what it means for investors.

Market Themes We’re Watching

Tim and Brad highlighted the uncertainty surrounding today’s markets—from interest rate policies to inflation trends and their impact on both equities and bonds. While economic headlines often grab our attention, the bigger story is how these changes influence long-term planning.

Why Discipline Matters

One of the key takeaways from this month’s conversation is the importance of discipline. Markets will always bring periods of volatility and headlines that can make investors uneasy. But as Brad and Tim emphasized, reacting emotionally to short-term moves is rarely the right strategy. A well-built plan provides clarity and confidence even when the news cycle feels overwhelming.

Planning Through Every Season

At Fiat Wealth Management, we believe retirement planning and investment management aren’t about predicting the next market swing—they’re about helping you stay focused on your goals. Whether you’re approaching retirement or already enjoying it, our process is built to guide you through each season of life with purpose and peace of mind.

‍