January 26, 2026

January Market Commentary

Monthly Market Commentary: Staying Grounded in a Shifting Market

Markets continue to move through a period of change as investors navigate economic data, interest rate expectations, and ongoing global headlines. While short-term volatility can feel unsettling, it’s important to keep perspective on what truly drives long-term success.

In this month’s market commentary, we walk through recent market activity and discuss why reacting emotionally to headlines can often do more harm than good. Market swings are a normal part of investing, and history reminds us that patience and discipline tend to be rewarded over time.

Rather than focusing on daily noise, we encourage investors to stay anchored to a well-constructed financial plan. A clear strategy, aligned with long-term goals, can help provide confidence even when markets feel uncertain.

As always, our focus remains on education, clarity, and helping you understand not just what’s happening in the markets, but why it matters for your overall financial picture.

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Every Day is Saturday

Our job begins where most advisors stop—saving money is great, but how do you spend it without risk in retirement? Welcome to Every Day is Saturday with Brad Gotto and Matt Stahl, partners and private wealth managers at Fiat Wealth Management.

In this podcast we help guide you to think about your money in a practical sense and make the boring and complex financial decisions, fun, informative and educational. Join us on this journey where Brad and Matt will explore different strategies on how to spend your money without guilt and have peace of mind knowing you are spending it the optimal way in retirement.

You’ve saved money for a lifetime. Now it’s time to spend it.

In Spending Money and Having Fun, Retirement Income Certified Professional Brad Gotto teaches you how to be smart about spending so you can stop worrying and live the life you want. Old habits are hard to break, but Brad helps you embrace the counterintuitive and build new habits to support your next chapter. You’ll learn how to:

  • Change your mindset around spending

  • Create boundaries that buy you freedom

  • Gain peace of mind with concepts that take the guesswork out of your financial requirements

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